Our Advisers
Clifton Wealth Partnership is part of the Clifton Asset Management Ltd group and has been offering specialist financial services to business and individuals throughout the UK since 1986.
The Management Team
Rob Gilbert LLB (Hons), DipFA 
Senior Adviser Manager
About Rob Gilbert - Rob Gilbert joined Clifton in 2002 as a financial adviser, bringing with him a strong professional background that included graduating with a Law Degree before completing the Diploma in Legal Practice. Rob then began his financial services career with a large insurance company. Rob has combined deep advice knowledge with a clear focus on leadership, quality, and sustainable business growth.
During his early years at Clifton Wealth Partnership, Rob specialised in advising business owners across areas including business funding, tax planning, retirement, and succession planning, and protecting businesses and key employees. This hands-on advisory experience continues to underpin his approach to leadership and decision making today.
Since 2018, Rob has led the Clifton adviser team through a period of significant expansion. As the business grows he continues to play a central role in shaping the adviser structure, supporting the introduction of new adviser managers, and strengthening operational and professional support across the firm. His leadership has helped ensure that growth has been well-managed, consistent, and aligned with Clifton's long-term objectives.
Rob is the Senior Adviser Manager, where he oversees each adviser manager and their respective teams. His priority is client experience, ensuring advisers are consistently delivering exceptional service, clear advice, and strong ongoing relationships. He works closely with adviser managers to drive high standards, support professional development, and maintain a client-first culture across Clifton Wealth Partnership.
Alongside his managerial responsibilities, Rob continues to contribute to the development of the Clifton proposition and the wider client journey, helping to ensure that advice, service, and technology work together to deliver a strong and reliable experience for every client.
Areas of specialism - Rob's expertise spans adviser leadership, team development, and supporting business growth within Clifton Wealth Partnership. He has extensive experience in managing and mentoring adviser managers, embedding high service standards, and ensuring a consistent client experience at scale. He also retains strong technical knowledge in advising business owners, including business funding, tax planning, retirement and succession planning, and business protection.
Outside of work - Outside of work, Rob is passionate about health and fitness, being a keen cyclist as well as playing basketball for a local team in his home town of Bath.
Michael Turner DipFA
Adviser Manager
About Michael Turner - Michael Turner joined Clifton Wealth Partnership in 2003, starting his career straight from school as a general administrator. Since joining Clifton, he has progressed through a wide range of roles, building a deep understanding of both advice delivery and the operational foundations that support a high-quality client experience.
Michael qualified as a financial adviser in 2014, holding the Level 4 Diploma for Financial Advisers (DipFA). As an adviser, he worked closely with Clifton's existing client base, delivering ongoing advice, conducting annual reviews, and supporting clients with investments and retirement planning. His strong focus on service quality and relationship management became a defining part of his approach.
As Clifton continued to grow, Michael moved into a leadership role as Client Services Team Manager. In this position, he oversaw new advisers, supported trainee advisers through their career progression, and helped embed consistent advice standards across the team. He played a key role in developing advisers both professionally and personally, while ensuring clients continued to receive a clear, reliable, and well-supported service.
Michael now holds the role of Adviser Manager. His current focus is supporting advisers joining Clifton through acquisitions, helping them integrate smoothly into Clifton Wealth Partnership. He works closely with these advisers to align them with Clifton's processes, proposition, and service standards, ensuring a consistent client experience across the business. His role is central to maintaining quality during periods of growth and supporting advisers as they transition into the Clifton way of working.
Throughout his career, Michael has combined hands-on advice experience with strong people management and a practical, supportive leadership style. Client experience remains at the heart of his role, with a clear emphasis on helping advisers deliver consistent, high-quality outcomes for every client.
Areas of specialism - Michael's expertise includes adviser management and development, supporting new and trainee advisers, and integrating advisers from acquired firms. He has strong experience in client servicing, ongoing advice delivery, retirement planning, and maintaining consistent service standards during business growth.
Outside of work - Outside of work, Michael is a keen golfer and enjoys spending time with his young family.
Rowan Mackenzie FPFS, Chartered Financial Planner
Adviser Manager
About Rowan Mackenzie - Rowan Mackenzie joined Clifton Wealth Partnership in November 2025 as an Adviser Manager, bringing with her more than 25 years of experience in financial services and a broad leadership background across advice, tax, trusts, and adviser development.
Rowan has worked in financial services since 1999 and has held a wide range of senior roles throughout her career. Her experience spans adviser roles through to Tax and Trust Manager, Head of Advice, National Training Manager, and the management of large teams of advisers. This breadth of experience gives her a deep understanding of both front-line advice delivery and the structures required to support advisers at scale.
She is a Fellow of the Personal Finance Society and a Chartered Financial Planner, reflecting a high level of technical expertise and professional standards. This strong technical foundation supports her focus on quality, consistency, and good client outcomes.
At Clifton, Rowan's role centres on managing field-based advisers. She supports advisers as new processes and ways of working are introduced, helping them feel confident and well supported as the business continues to grow. A key part of her role is working closely with advisers to help them achieve their personal and professional goals, while ensuring that clients receive consistent, high quality advice aligned with Clifton's standards.
Rowan works directly with the field-based adviser team. She places strong value on building positive working relationships across all areas of the business, recognising the importance of collaboration in delivering a smooth and effective client experience.
Areas of specialism - Rowan's expertise includes adviser leadership and management, advice quality, training and development, and supporting advisers through periods of change and growth. She has extensive experience in managing large adviser teams and embedding consistent, client-focused advice standards.
Outside of work - Outside of work, Rowan enjoys walking her two therapy dogs, Treacle and Bumble, cooking good food, and spending time catching up with friends.
Gopi Patel DipFA
Adviser Manager (Client Services)
About Gopi Patel - Gopi Patel joined Clifton Wealth Partnership in November 2025 as an Adviser Manager, bringing with her a strong background in adviser support, client servicing, and advice quality within a regulated financial planning environment.
Before joining Clifton, Gopi built extensive experience supporting advisers across a wide range of client servicing and advice related activities. Her work focused on improving servicing processes, overseeing client reviews and suitability reports, and carrying out internal quality and compliance checks. This experience has given her a detailed understanding of how strong processes and clear guidance directly support both advisers and client outcomes.
Gopi holds the Level 4 Diploma for Financial Advisers (DipFA), providing her with a solid technical foundation alongside her managerial experience. This allows her to support advisers with both the practical and regulatory aspects of their role, while maintaining a clear focus on quality and consistency.
In her role at Clifton, Gopi is part of the Client Servicing team and plays a key role in supporting trainee advisers on their journey to becoming fully qualified financial advisers. She works closely with advisers day to day, offering guidance around client servicing, advice quality, and firm processes. Her priority is to make the adviser journey as smooth and supportive as possible, encouraging confidence, development, and long term success.
Gopi also works closely with senior colleagues to ensure high service standards are maintained across the business. Client experience sits at the heart of her role, with a strong emphasis on helping advisers deliver clear, consistent, and high quality service to every client.
Areas of specialism - Gopi's expertise includes adviser support and development, trainee adviser progression, client servicing processes, advice quality, suitability reporting, and regulatory oversight. She is particularly focused on empowering advisers to work confidently within firm processes while delivering excellent client experiences.
Outside of work - Outside of work, Gopi enjoys cooking, whether experimenting with new recipes or perfecting tried-and-tested favourites, usually with music playing. She also keeps active, spending time in the gym or out running. She has completed events including a 10k Race for Life, Tough Mudder, and a half-marathon, and is always happy to encourage others to take on their next challenge.
Adrian Reid
Business Coach
About Adrian - Adrian Reid brings over two decades of experience in financial services and leadership to his role as Business Coach at Clifton Wealth Partnership. Before joining the firm, Adrian held senior development roles where he supported and mentored a wide network of financial advisers, both new to the profession and experienced. His career has been defined by a strong focus on adviser development, business growth strategies, and building long-term, commercially sustainable relationships.
Adrian began his financial services career as a financial adviser, gaining a robust grounding in client-facing financial planning and wealth management. He then spent several years at a major support services provider, helping businesses transition to direct regulation under the FCA.
At Clifton Wealth Partnership, Adrian now uses his industry insight and coaching expertise to empower advisers to achieve excellence in both personal and professional performance. His approach is collaborative, strategic, and rooted in real-world experience.
Areas of specialism - Adrian's expertise lies in adviser coaching and development, business growth strategies, and supporting advisers in building sustainable, client-focused businesses. He has extensive knowledge of leadership, mentoring, and performance management within financial services.
Outside of work - Outside of work Adrian enjoys exploring the southern Mediterranean and its wine regions. He also stays active by competing in indoor rowing events and harbours the ambition of completing a charity oceanic row. Adrian lives in south Manchester with his wife and their three children.
Meet Our Advisers
Adrian James DipPFS
Financial Planner and Pension Specialist
About Adrian James - Adrian James brings a long and well-established career in financial services, with extensive experience across advice, pensions, and retirement planning. His background spans frontline advisory work, adviser support, compliance oversight, and specialist pension transfer reviews, giving him a well-rounded understanding of both client needs and regulatory expectations.
Throughout his career, Adrian has supported advisers and clients with complex financial planning requirements, with a particular focus on pensions, retirement planning, and tax-efficient investing. He has also spent time reviewing pension advice, strengthening his attention to detail and reinforcing the importance of delivering clear, suitable, and well-evidenced recommendations.
Adrian later returned to a client facing advisory role, where he has specialised in retirement and holistic financial planning. His approach takes into account the full picture of a client's circumstances, ensuring advice is practical, joined-up, and aligned to long-term goals. He works with clients across a wide geographic area and has built strong, lasting relationships through trust, consistency, and depth of knowledge.
At Clifton Wealth Partnership, Adrian applies this broad experience to deliver high-quality financial planning, with a strong emphasis on pensions, retirement outcomes, and helping clients feel confident and well-supported as they plan for the future.
Areas of specialism - Adrian's expertise includes retirement planning, pensions, tax-efficient investing, and holistic financial planning. He also has strong experience in pension transfer advice and advice quality, underpinned by a detailed understanding of regulatory standards.
Outside of work - Outside of work, Adrian enjoys staying active and values spending time within his local community and with family and friends.
Alan Crook Chartered ALIBF, DipFA, PETR
Chartered Adviser
About Alan Crook - Alan Crook is a Chartered Financial Adviser at Clifton Wealth Partnership, known for delivering clear, practical advice tailored to each client's circumstances. His approach is centred on helping clients make confident, well-informed decisions and building long-term financial plans that remain relevant as life changes.
Alan provides advice across retirement planning, investment planning, and financial protection, with a strong focus on ensuring strategies are appropriate, sustainable, and aligned to client goals. He takes the time to understand what matters most to each client, translating complex financial decisions into straightforward and actionable advice.
A key area of Alan's expertise is working with business owners. He has particular strength in advising on Small Self-Administered Schemes (SSASs) and Self-Invested Personal Pension schemes (SIPPs), using these as effective funding and planning solutions for owners of small- and medium-sized businesses. His experience in this area allows him to support both personal and business objectives in a joined-up and tax-efficient way.
Alan's advice style is calm, considered, and client-focused. He places strong emphasis on ongoing relationships, regular reviews, and adapting plans as circumstances evolve, ensuring clients continue to feel supported and in control of their financial future.
Areas of specialism - Alan specialises in retirement planning, investment planning, and financial protection. He also has significant expertise in SSAS and SIPP planning for business owners, supporting both personal retirement goals and wider business funding needs.
Outside of work - Outside of work, Alan enjoys cooking and following sport, particularly football, and is a lifelong Spurs supporter.
Alison Davis ACII, APFS
Chartered Financial Adviser
About Alison Davis - Alison Davis is a Chartered Financial Adviser at Clifton Wealth Partnership, offering clear, thoughtful, and highly personalised financial advice. Her work is focused on helping clients make confident decisions, with financial plans built around real-life goals rather than products.
Alison advises across all areas of financial planning for both individuals and businesses. Her approach is patient, meticulous, and highly client-focused, taking the time to fully understand each client's circumstances before recommending solutions. This attention to detail has helped many clients achieve long-term financial security and clarity.
A key strength of Alison's advice is her holistic approach. She regularly works alongside accountants and solicitors to ensure that financial plans are well-coordinated, practical, and aligned with wider personal or business objectives. This joined-up approach allows clients to benefit from well-structured, goal-based planning that evolves as their circumstances change.
Alison has built a strong and trusted community of clients through an ethical, consistent, and relationship-led style of advice. As part of the Portishead team, she works closely with experienced administrative and support colleagues, enabling her to focus on delivering high-quality advice and exploring new opportunities for clients across the South West.
Areas of specialism - Alison specialises in holistic financial planning for individuals and businesses, including retirement planning, investment planning, protection, and long-term wealth strategies. She is particularly experienced in goal-based planning and working collaboratively with professional connections to deliver well-rounded advice.
Outside of work - Outside of work, Alison enjoys spending time with her family and values a balanced approach to life alongside her professional commitments.
Anthony Malcolm Chartered Financial Adviser, BA (Hons), PFA, AwPETR
Chartered Adviser
About Anthony Malcolm - Anthony Malcolm is a Chartered Financial Adviser at Clifton Wealth Partnership, providing clear, structured advice with a strong focus on delivering practical outcomes for his clients. His approach is built around understanding each client's objectives and creating solutions that support both short- and long-term goals.
Anthony advises extensively within the SME community, delivering bespoke corporate advice tailored to the needs of business owners. He has particular strength in pension-led planning, using his detailed knowledge of SSAS and SIPP arrangements to support business owners with funding strategies, retirement planning, and wider financial objectives. This allows him to take a joined-up view of both personal and business finances.
Alongside his corporate work, Anthony services a large and established portfolio of clients, providing ongoing advice, regular reviews, and long-term planning support. He places strong emphasis on consistency, clarity, and building trusted relationships, ensuring clients feel confident and well-supported as their circumstances evolve.
Anthony also plays an active role in presenting the Clifton proposition to prospective clients, clearly explaining how tailored advice, strong service, and ongoing support can add long-term value. His calm and knowledgeable style helps clients understand their options and make informed decisions.
Areas of specialism - Anthony specialises in corporate and SME financial planning, pension planning including SSAS and SIPP arrangements, retirement planning, and ongoing wealth management. He has extensive experience delivering bespoke advice to business owners and long-standing private clients.
Outside of work - Outside of work, Anthony enjoys keeping active, with a particular interest in athletics and rugby. He exercises regularly when family life allows.
Bob Thomas CeMAP, CeRER, AwPETR, MLIBF
Financial Adviser
About Bob Thomas - Bob Thomas is a Financial Adviser at Clifton Wealth Partnership, providing trusted, experience-led advice with a strong focus on helping clients plan confidently for the future. His approach is practical, calm, and relationship driven, supporting clients with clear guidance through every stage of their financial journey.
Bob specialises in pension and retirement planning, helping clients understand their options and make informed decisions around long-term income, flexibility, and security. He also advises on investment planning, ensuring portfolios are aligned with client goals, risk tolerance, and changing circumstances. His advice is always tailored, with a strong emphasis on clarity and long-term sustainability.
In October 2025, Bob joined Clifton Wealth Partnership following the transition of his consultancy into the Clifton Group. He continues to advise his long-standing client base while working closely with the wider adviser team, ensuring continuity of service alongside access to Clifton's broader expertise, support, and infrastructure. Client relationships remain central to his work, with a clear focus on consistency and trust.
Bob holds a wide range of professional qualifications, including CeMAP for mortgage advice, CeRER for equity release, and the Level 6 Pension Transfer qualification (AwPETR). He is also a Member of the London Institute of Banking and Finance. This breadth of knowledge allows him to support clients across complex areas of planning with confidence and care.
Areas of specialism - Bob specialises in pension planning, retirement strategies, and investment management. He also has strong experience in pension transfers, equity release, and wider long-term financial planning, supporting clients with clear, balanced advice.
Outside of work - Outside of work, Bob enjoys watching a wide range of sports and spending time socialising with friends and family.
Conor Murphy DipPFS
Financial Adviser
About Conor Murphy - Conor joined Clifton in August 2023, where he initially worked within the Client Services team supporting advisers and clients. This role gave him a strong understanding of the full client journey, the importance of consistent service, and how effective advice is supported by clear processes. He has since progressed into a client facing adviser role, where he now looks after his own portfolio of clients. His development reflects a strong commitment to learning, client care, and delivering high-quality financial advice.
Conor holds the Level 4 Diploma in Regulated Financial Planning alongside a degree in Medical Sciences. This combination supports a considered and analytical approach to financial planning, helping clients make well-informed decisions.
In his role today, Conor works closely with clients to understand their needs, priorities, and long-term objectives. He focuses on building clear and realistic financial plans, ensuring clients feel confident, supported, and well informed throughout their journey.
Areas of specialism - Conor specialises in client-focused financial planning, building strong relationships and delivering tailored advice aligned to individual goals. He has particular strength in ongoing advice and supporting clients over the long-term.
Outside of work - Outside of work, Conor enjoys playing golf, keeping active in the gym, and skiing when he can. He is a keen sports fan, particularly of Formula 1, rugby, football, golf, and cricket, and is also an avid reader.
David Bentley Chartered ALIBF
Chartered Financial Planner
About David Bentley - David Bentley is a Chartered Financial Planner at Clifton Wealth Partnership, providing structured, thoughtful advice with a strong focus on helping clients make confident long-term decisions. His work centres on delivering clear solutions that balance both personal and business financial objectives.
David specialises in corporate financial planning, working closely with business owners to design bespoke funding and retirement strategies. He has particular expertise in using Small Self-Administered Schemes (SSASs) and Self Invested Personal Pension schemes (SIPPs) as effective planning tools, helping clients align business needs with long-term personal goals in a tax-efficient way.
Alongside his corporate work, David provides comprehensive personal financial planning, particularly around retirement. He takes a considered and methodical approach, ensuring advice is well-researched, appropriate, and clearly explained. Clients value his ability to simplify complex planning decisions while maintaining a strong focus on long-term outcomes.
David holds Chartered status and has passed the LIBF Pension Transfers (PETR) exam, reflecting a high level of technical knowledge and professional standards. This expertise underpins his ability to deliver tailored advice across more complex areas of planning, while keeping client understanding and confidence at the centre of every recommendation.
Areas of specialism - David specialises in corporate financial planning, business funding solutions using SSAS and SIPP arrangements, pension planning, and retirement strategies. He also has strong experience in delivering clear, holistic personal financial planning alongside business-focused advice.
Outside of work - Outside of work, David enjoys spending time with his family and values maintaining a healthy balance between work and home life.
Harry Cole DipPFS
Trainee Financial Adviser
About Harry Cole - Harry Cole joined Clifton Wealth Partnership in September 2025 as a Trainee Financial Adviser.
Harry holds the CII Level 4 Diploma, providing him with a strong technical foundation as he develops his career within financial advice. He is motivated by the opportunity to grow as part of a collaborative team and to build the skills required to deliver high-quality, client-focused advice.
In his role, Harry is focused on supporting financial planning and advice, working closely with the Client Servicing team. He is developing his understanding of the advice process and building practical experience across key stages of the client journey, with the aim of progressing into a fully client facing advisory role over time.
Areas of focus - Harry's focus includes supporting financial planning activity, working alongside the Client Servicing team, and continuing to build his technical knowledge and experience within financial advice.
Outside of work - Outside of work, Harry enjoys playing football and golf, as well as taking part in a variety of fitness activities.
James Copeland DipPFS
Financial Adviser
About James Copeland - James Copeland is a Financial Adviser at Clifton Wealth Partnership, having progressed through the business from an administration role into a fully qualified advisory position. His journey reflects Clifton's commitment to developing talent internally and supporting long-term career progression.
James began his career at Clifton within the administration team, where he developed a strong understanding of the operational foundations that support effective financial advice. He then moved into the Client Services team, where he received structured training and hands-on exposure to the advisory process, supporting advisers and clients while building his technical knowledge and experience.
In 2025, James became fully qualified and moved into his current role as a Financial Adviser. He now looks after his own portfolio of clients, delivering clear, client-focused financial planning and building long-term relationships. His background across multiple areas of the business gives him a well-rounded perspective and a strong appreciation of the full client journey.
James holds the Level 4 Diploma in Regulated Financial Planning and approaches advice with professionalism, care, and a strong focus on client outcomes. He works closely with clients to understand their goals and provide practical, well-considered advice they can feel confident in.
Areas of specialism - James specialises in client-focused financial planning, ongoing advice, and building long-term client relationships. He brings a strong understanding of Clifton's advice process, supported by hands-on experience across administration, client services, and advisory roles.
Outside of work - Outside of work, James is a keen sportsman. He plays cricket and captains Claverham CC 1st XI, enjoys rugby during the winter, and plays for Nailsea and Backwell RFC 1st XV. He also enjoys running, going to the gym, and long walks with his dog.
Joe Pearce BSc
Trainee Financial Adviser
About Joe Pearce - Joe Pearce is a Trainee Financial Adviser at Clifton Wealth Partnership, developing his career within financial planning through a combination of structured study and hands-on experience.
Joe brings prior experience from a large banking environment, alongside an academic background in Banking and Finance. This foundation supports his understanding of financial services and provides a strong platform as he works towards becoming a fully qualified adviser.
In his current role, Joe is studying towards his Level 4 Diploma in Regulated Financial Planning while supporting advisers with key stages of the advice process. His work includes assisting with client fact finding and developing detailed cash flow forecasts, helping ensure advice is well-structured, accurate, and aligned with client objectives.
Joe is highly motivated by professional development and values the opportunity to learn directly from experienced advisers. His focus is on building the technical knowledge, practical skills, and professional relationships needed to support a long-term career in financial planning, while contributing to a positive client experience.
Areas of focus - Joe's focus includes adviser support, client fact finding, cash flow modelling, and developing his technical knowledge through ongoing study.
Outside of work - Outside of work, Joe is a regular at the gym and a loyal Bristol City supporter. He enjoys spending his weekends at Ashton Gate cheering on the Reds.
Lewis Metcalfe BSc, DipFA
Senior Financial Adviser
About Lewis Metcalfe - Lewis Metcalfe is a Senior Financial Adviser at Clifton Wealth Partnership, providing both corporate and personal financial planning to clients across the UK. He has been with Clifton since 2011 and brings a depth of experience in supporting clients through every stage of their financial journey.
Lewis works closely with business owners, helping them manage their overall net wealth from early-stage business growth through to exit planning and long-term retirement. His advice is strategic and forward-looking, ensuring that personal and business finances are aligned and working together to support long-term goals.
A key part of Lewis's approach is the use of cash flow modelling. He is a strong advocate of this process, which helps clients clearly understand how their current investment and planning decisions may impact their future lifestyle and retirement objectives. This allows advice to be robust, suitable, and tailored to what truly matters to each client.
Lewis places strong emphasis on clarity, long-term planning, and building trusted relationships. Clients value his ability to explain complex scenarios in a straightforward way, helping them feel confident and in control of their financial decisions.
Areas of specialism - Lewis specialises in corporate and personal financial planning, working with business owners on wealth accumulation, exit planning, and retirement strategies. He also has extensive experience using cash flow modelling to support long-term financial decision making.
Outside of work - Outside of work, Lewis spends most of his time with his young family. When he has the chance, he enjoys playing golf and is a lifelong Liverpool FC supporter.
Morgan Greenaway
Trainee Financial Adviser
About Morgan Greenaway - Morgan Greenaway is a Trainee Financial Adviser at Clifton Wealth Partnership, beginning his career in financial planning with a strong focus on learning, development, and client experience.
Morgan joined Clifton with a clear ambition to build a long-term career in financial advice. He brings valuable client facing experience from a sales background, which has helped shape his confident, personable approach and strong communication skills. His enthusiasm for the profession and proactive attitude led him to pursue the opportunity at Clifton, where he is now developing his technical knowledge alongside experienced colleagues.
In his role, Morgan supports advisers across the advice process, assisting with fact finding and contributing to a range of projects. He spends time shadowing advisers to gain hands-on exposure to financial planning in practice, building a strong understanding of how advice is delivered and how clients are supported throughout their journey.
Morgan is keen to learn at every opportunity and is focused on developing the skills, knowledge, and experience required to progress within the profession, while contributing positively to the wider team and client experience.
Areas of focus - Morgan's focus includes adviser support, client fact finding, project assistance, and developing his understanding of the financial advice process through hands-on experience and learning from senior colleagues.
Outside of work - Outside of work, Morgan is a keen golfer and boxing fan, and enjoys listening to music in his downtime.
Peter Harvey DipFA, Adv DipFA, AwPETR
Senior Financial Adviser
About Peter Harvey - Peter Harvey is a Senior Financial Adviser at Clifton Wealth Partnership and has been part of the business since 2011. During this time, he has built strong, long-term relationships with clients by delivering clear, practical advice focused on real-life outcomes.
Peter advises across retirement planning, investment planning, financial protection, and workplace pensions. His approach is centred on understanding what clients want to achieve and putting structured, sustainable plans in place that evolve as circumstances change. Clients value his calm, considered style and his ability to explain complex financial decisions in a clear and reassuring way.
A key part of Peter's advice approach is cash flow modelling. He is a strong advocate of this process, using it to help clients visualise how their finances may develop over time. By modelling income, expenditure, investments, and future events, Peter helps clients see the long-term impact of their decisions and make informed choices with greater confidence.
Peter places strong emphasis on ongoing advice and regular reviews, ensuring financial plans remain relevant and continue to support client objectives over the long-term. His experience at Clifton allows him to combine technical knowledge with a deep understanding of the client journey and service standards.
Areas of specialism - Peter specialises in retirement planning, investment planning, financial protection, and workplace pensions. He also has extensive experience using cash flow modelling to support long-term financial planning and client decision making.
Outside of work - Outside of work, Peter enjoys playing squash, cooking, and watching films.
Sam Stubbs
Trainee Financial Adviser
About Sam Stubbs - Sam Stubbs is a Trainee Financial Adviser at Clifton Wealth Partnership, building his advisory career on a solid foundation of experience within financial services and investment administration.
Sam brings valuable exposure to investment and retirement related work, having supported clients through investment transfers and retirement planning processes earlier in his career. This background has given him a strong understanding of how financial advice is implemented in practice and the importance of accuracy, service, and clear communication.
Currently working within the Client Services team, Sam is focused on gaining hands-on experience while studying towards his Level 4 Diploma in Regulated Financial Planning. He supports advisers across the advice process, helping ensure client information is well-prepared and advice is delivered efficiently and consistently.
Sam is keen to develop his technical knowledge and practical skills, with a clear ambition to progress into a client facing advisory role over time. His approach is proactive and supportive, contributing positively to both the team and the overall client experience.
Areas of focus - Sam's focus includes adviser support, client servicing, investment and retirement processes, and developing his advisory knowledge through ongoing study and practical experience.
Outside of work - Outside of work, Sam enjoys playing darts, going for runs, and watching football, making time to stay active and unwind away from work.
Syrus Ghaly
Trainee Financial Adviser
About Syrus Ghaly - Syrus Ghaly is a Trainee Financial Adviser at Clifton Wealth Partnership, having joined the business in 2025. He brings a strong academic background alongside practical, real-world experience, supporting his development within financial planning.
Syrus recently completed an MSc in Financial Management, where his studies included a focus on portfolio construction and cash flow modelling. His academic work, including a thesis centred on hedge funds, has helped develop strong analytical skills and a detailed understanding of how investment strategies and long-term planning interact.
Alongside his academic experience, Syrus brings commercial awareness developed through self-employment. This combination allows him to approach financial planning with both technical insight and an understanding of client priorities.
In his role at Clifton, Syrus supports senior advisers across a range of activities including cash flow modelling, client services, and administrative tasks. He is currently studying towards his R0 examinations, working towards full adviser status while learning directly from experienced colleagues and contributing to the delivery of high-quality client outcomes.
Areas of focus - Syrus's focus includes adviser support, cash flow modelling, client servicing, and developing his technical knowledge through ongoing study. He has a particular interest in investment strategy and long-term financial planning.
Outside of work - Outside of work, Syrus is a passionate football fan and captains his own Sunday league team. He also enjoys golf, running, and Thai kickboxing, keeping active and competitive in his spare time.
Paul Smith FPFS
Chartered Financial Planner
About Paul Smith - Paul Smith is a Chartered Financial Planner at Clifton Wealth Partnership, providing thoughtful, experience-led advice with a strong focus on helping clients achieve clarity and confidence in their financial decisions. His approach is calm, considered, and firmly centred on understanding what clients want to achieve, both now and in the future.
Paul advises across retirement planning, investment planning, financial protection, and inheritance tax mitigation. He works closely with clients to build structured, long-term plans that are practical, flexible, and aligned with their personal circumstances. Clients value his ability to simplify complex financial matters and present options clearly, helping them make informed choices with confidence.
As a Fellow of the Personal Finance Society and a Chartered Financial Planner, Paul brings a high level of technical expertise and professional standards to his advice. He places strong emphasis on ongoing relationships and regular reviews, ensuring plans remain relevant as circumstances and priorities change over time.
Paul's advice style is relationship-led and outcomes-focused, with a clear commitment to delivering consistent, high-quality financial planning and a positive client experience.
Areas of specialism - Paul specialises in retirement planning, investment planning, financial protection, and inheritance tax mitigation. He has extensive experience supporting clients with long-term wealth planning and intergenerational considerations.
Outside of work - Outside of work, Paul enjoys spending time walking in the Lake District with his family and dogs, as well as travelling to Spain when he can. He is also a keen motorsport follower and supports his local football team, Bradford City.
Adam Fearn CFP, Chartered FCSI (Financial Planning), DipPFS
Chartered Financial Adviser
About Adam - Adam Fearn is a Nottinghamshire-based financial adviser known for his approachable style and clear, practical advice. He takes pride in helping clients feel confident about their financial future, ensuring their plans remain aligned with their goals as life changes.
Areas of specialism - Adam provides advice across retirement planning, investment management, trusts, inheritance tax planning, and financial protection. He is particularly focused on guiding clients through the key decisions that shape long-term financial success.
David Ryan DipPFS
Financial Adviser
About David - David Ryan is a highly experienced financial adviser based in Leicestershire. Over his career, he has helped individuals, families and business owners make informed decisions to secure their long-term financial wellbeing. His clients value his straightforward approach and commitment to building lasting relationships.
Areas of specialism - David's expertise spans retirement planning, investment advice for both individuals as well as trusts, financial protection and inheritance tax planning. Over his career, David has developed a number of connections with solicitors and accountants in the East Midlands, advising their clients. David has a lot of experience dealing with elderly clients and care fee funding issues.
Jeremy Phelps FPFS, CFP
Chartered Financial Planner
About Jeremy Phelps - Jeremy Phelps is a Chartered Financial Planner at Clifton Wealth Partnership, bringing extensive experience and a long-standing, trusted client base into the business. His approach to advice is relationship led, with a strong focus on long-term planning and delivering outcomes that genuinely matter to clients.
Jeremy works closely with clients to understand their full financial picture and provide clear, considered advice that supports both current needs and future ambitions. He places particular importance on building strong, lasting relationships, ensuring clients feel supported, informed, and confident throughout their financial journey.
As a Fellow of the Personal Finance Society and a Chartered Financial Planner, Jeremy brings a high level of technical expertise and professional standards to his work. Having stepped away from compliance responsibilities, his full attention is now on advising clients, developing long-term strategies, and ensuring plans remain aligned as circumstances evolve.
Jeremy's advice style is calm, experienced, and client-focused. He values consistency, trust, and clarity, helping clients navigate complex decisions with reassurance and perspective.
Areas of specialism - Jeremy specialises in holistic financial planning, long-term wealth management, and retirement planning. He has particular strength in maintaining strong client relationships and supporting clients with structured, forward-looking financial strategies.
Outside of work - Outside of work, Jeremy enjoys cooking at home and travelling, particularly city breaks and time in the sun. He is a keen rugby follower and appreciates catching up with friends.
Tomos Northey CFP
Chartered Financial Planner
About Tomos Northey - Tomos Northey is a Chartered Financial Planner at Clifton Wealth Partnership, delivering high-quality, client-focused advice with a strong emphasis on clarity, structure, and long-term outcomes.
Tomos entered the financial services profession following the completion of his master's degree in strategic accounting. He began his career in a technical role, where he developed a strong understanding of the advice process and quickly discovered a passion for working directly with clients. This foundation has shaped his thoughtful, well-reasoned approach to financial planning.
In his role at Clifton, Tomos focuses on providing clear and consistent advice to both existing and new clients. He takes time to understand individual circumstances and objectives, ensuring recommendations are practical, suitable, and aligned with long-term goals. He is particularly engaged with the Clifton approach to advice and values the opportunity to build on his experience within a collaborative, well-supported environment.
Tomos places strong importance on advice quality and ongoing relationships, helping clients feel confident that their plans remain appropriate as life and priorities evolve.
Areas of specialism - Tomos specialises in holistic financial planning, delivering structured advice that supports long-term decision making. He has a strong interest in maintaining high advice standards and supporting clients through clear, well-explained financial strategies.
Outside of work - Outside of work, Tomos is actively involved in his local sports community. He plays rugby and golf, enjoys running, and has taken part in endurance events for charity. He is also a keen football supporter and values time spent travelling and with friends and his partner.
James Brown Dip CII, CeRER
Financial Adviser
About James Brown - James Brown is a Financial Adviser at Clifton Wealth Partnership, bringing extensive experience and a long-standing commitment to client-focused financial planning. His advice style is built around trust, clarity, and helping clients make confident decisions at every stage of their financial journey.
James works closely with clients to understand their priorities and deliver practical, well-structured advice that supports both short- and long-term goals. He places strong emphasis on building lasting relationships and providing ongoing guidance, ensuring plans remain relevant as circumstances change.
With more than two decades of experience advising clients, James brings perspective and reassurance to complex financial decisions. Clients value his calm approach and his ability to explain options clearly, helping them feel informed and supported over the long-term.
Areas of specialism - James specialises in personal financial planning, including retirement planning, investment advice, and long-term wealth management. His focus is on delivering consistent, clear advice tailored to each client's needs.
Tom Pardoe DipPFS, DipFA
Financial Adviser
About Tom Pardoe - Tom Pardoe is a Financial Adviser at Clifton Wealth Partnership, providing clear, well-structured advice with a strong focus on helping clients achieve their long-term financial goals. His approach is relationship-led, practical, and centred on building trust through clear communication and ongoing support.
Tom works closely with clients to carry out detailed financial reviews, understand their priorities, and put appropriate plans in place. He advises across investments, pensions, financial protection, and estate planning, ensuring recommendations are joined-up and aligned with each client's wider objectives. Clients value his collaborative style and his commitment to building long-lasting relationships.
With a strong academic background and professional qualifications, Tom brings both technical knowledge and a thoughtful approach to advice. He holds the Level 4 Diploma in Regulated Financial Planning, the Level 4 Diploma in Financial Advice, and a degree in Business with Economics. This combination supports his ability to deliver balanced, well-considered financial planning.
Tom is passionate about working closely with clients over time, adapting plans as circumstances change and ensuring advice remains relevant, clear, and effective.
Areas of specialism - Tom specialises in financial reviews, investment planning, pension planning, financial protection, and estate planning. He has a strong focus on client engagement and delivering advice that supports long-term financial wellbeing.
Outside of work - Outside of work, Tom is a keen sportsperson. He plays cricket during the summer, rugby in the winter, and enjoys golf when time allows. He also enjoys walking and taking on physical challenges for charity. A lifelong football fan, he supports Wolverhampton Wanderers.
Luke Powell Chartered ALIBF, CertLTCP, CeMAP
Chartered Financial Planner
About Luke Powell - Luke Powell is a Chartered Financial Planner at Clifton Wealth Partnership, providing personalised, client-focused advice designed to help people achieve long-term financial confidence and live life on their own terms.
Luke works closely with clients to understand their individual circumstances, priorities, and ambitions. His approach is centred on creating tailored financial strategies that are practical, clear, and aligned with what matters most to each client. He places strong importance on building trust and delivering advice that supports both immediate decisions and long-term planning.
As part of his role, Luke looks after an established portfolio of clients, maintaining strong relationships while continuing to deliver a consistently high standard of financial planning. He is focused on ensuring clients feel supported, informed, and confident that their plans remain suitable as their lives and goals evolve.
Luke's advice style is thoughtful and relationship-led, with a strong emphasis on clarity, reassurance, and long-term outcomes. Clients value his ability to simplify complex planning decisions and provide guidance that feels relevant and achievable.
Areas of specialism - Luke specialises in personalised financial planning, helping clients build and maintain long-term strategies that support their lifestyle goals. His work focuses on tailored advice, ongoing relationship management, and delivering consistent, high-quality client outcomes.
Outside of work - Outside of work, Luke is a keen sports fan with a particular interest in football and golf. He also enjoys staying active through the gym, yoga, and long walks. Travel is important to him, and he enjoys exploring new places whenever he can.
Partner Firms
Matthew Lammas DipPFS, Cert CII (MP & ER), CF8, CeMAP Bridge, R02
Financial Adviser
About Matthew - Having qualified as an adviser in 2001, Matthew has historically worked in a variety of roles, both employed and self-employed, as well as tied and independent. He joined Capel Court in November 2007 as an adviser and was promoted to Financial Planning Director in 2020. In addition to advising clients, he has also trained others to become advisers.
The main focus of Matthew's role is in managing a well-established bank of financial planning clients who have been the cornerstone of Capel Court over the years. As Capel Court has also historically operated as a Discretionary Fund Manager (DFM), these clients will additionally be introduced to the Clifton and EPIM range of services moving forward.
Outside of work - Matthew is happily married to his wife, Lisa, and is a stepdad to Saffron and Ruby. In addition, he is fortunate to have teenage twins, Ronan and Tallulah, who both enjoy football as much as he did when he played (having 'retired' at 39 due to a knackered knee). As a result, much of his spare time is spent taking them to training sessions and games for the teams and academies they are part of.
Matthew also tries to keep on top of various jobs at home and in the garden, and can often be found doing outdoor work at the weekend, especially during spring and summer. Otherwise, he enjoys all sports, both playing and watching, and is a lifelong Norwich City fan for his sins (it is where he is originally from).
Miles Moseley
Investment Consultant
About Miles - Miles is an Investment Consultant for the business and has extensive experience in the day-to-day management of Discretionary Investment Portfolios. He brings both a high level of knowledge and expertise to the role given his 30 plus years of investment management experience.
Miles has been a regular speaker at investment conferences and has the ability to make the complexities of investment management not only sound interesting but understandable. As well as being a Certified Accountant, Miles has accumulated various additional investment qualifications including the Chartered Institute for Securities & Investment 'Investment Management Certificate' and Certificate in Private Client Investment Advice and Management.
Outside of work - When not at work, Miles enjoys spending time with his family, following the 'miss'-fortunes of his favourite football club, Ipswich Town FC, and travelling, especially to the States. He is also the chair of governors at Brinkley Grove Primary School.
Chris Hunt BEng (Hons), DipPFS
Director & Financial Planner
About Chris Hunt - Chris Hunt is the Director and Financial Planner at Hunt Financial Planning, a partner firm of Clifton Wealth Partnership. He provides highly tailored financial planning for private individuals, business owners, and families with complex financial needs.
Chris specialises in portfolio and estate management, helping clients structure and manage their wealth in a clear, tax-efficient, and sustainable way. His work often focuses on the relationship between businesses and their owners, ensuring personal and corporate finances are aligned and working effectively together over the long-term.
A key area of Chris's expertise is advising high-net-worth individuals and families with multi-generational or complex estates. He delivers bespoke financial planning solutions designed to protect wealth, support succession planning, and provide long-term clarity. His advice regularly incorporates advanced tax planning strategies, helping clients manage income tax, capital gains tax, corporation tax, and inheritance tax in a considered and compliant manner.
Chris works closely with professional contacts across the accountancy and legal sectors, delivering joined-up advice that reflects the full picture of a client's financial position. His approach is collaborative, detail-focused, and centred on long-term client outcomes.
Through his partnership with Clifton Wealth Partnership, Chris is able to combine independent, bespoke planning with the wider support, infrastructure, and specialist expertise available across the Clifton group.
Areas of specialism - Chris specialises in bespoke financial planning for high-net-worth individuals, portfolio and estate management, business owner planning, and multi-generational wealth strategies. He has extensive experience implementing advanced tax planning solutions across income tax, capital gains tax, corporation tax, and inheritance tax.
Outside of work - Outside of his professional work, Chris is an active trustee of the Bristol Dementia Action Alliance, supporting initiatives that promote awareness, inclusion, and support for people affected by dementia.
Jake Carr DipFA
Financial Adviser
About Jake - Jake is a third-generation financial planner, so the industry is something he has been around all his life and had a real passion for from a young age. He started his career in Lincoln in the East Midlands as a mortgage and protection advisor and worked his way up through the business to become a planner. Jake then moved down south to join firms in the city where he has worked since 2023, working towards achieving chartered status. In February 2025, Jake joined ready for a new challenge.
Areas of specialism - Jake's advice covers areas such as retirement planning, financial protection and investment planning.
Outside of work - Outside of work, Jake enjoys running and golf, spending time participating in marathons and golf trips in the summer. He is very social outside of work, and most of his weekend is filled with enjoying all that London has to offer.
Rene Lans
Financial Adviser (Consultant)
About Rene Lans - Rene Lans is a Financial Consultant to London Private Wealth, a partner firm of Clifton Wealth Partnership. He has worked as a wealth manager and financial adviser for more than two decades, building long-term relationships based on trust, careful planning, and close attention to detail.
Rene's approach to advice is thoughtful and precise. He places strong emphasis on understanding each client's circumstances in depth and delivering well-structured financial plans that support both personal and family objectives. Helping clients succeed and seeing the positive impact of good planning over time remains central to his work.
With an academic background in Economics and Law, Rene brings a unique blend of commercial and legal insight to financial planning. This combination has consistently supported his ability to navigate complex financial situations and deliver well-considered advice.
Rene has extensive experience advising clients with interests across multiple jurisdictions. He is a Certified Financial Planner and is recognised for holding this qualification in both the UK and South Africa, a distinction that supports his work with clients who have assets, family connections, or financial arrangements spanning both countries.
As part of his partnership with Clifton Wealth Partnership, Rene continues to provide bespoke wealth management through London Private Wealth, supported by shared values around quality advice, long-term relationships, and strong client outcomes.
Areas of specialism - Rene specialises in long-term wealth management, cross border financial planning, and advising clients with assets or interests in both the UK and South Africa. His work focuses on careful planning, trust based relationships, and delivering structured solutions for complex personal and family wealth.
Outside of work - Outside of his professional work, Rene maintains a strong interest in business, economics, and the wider financial landscape.
Thomas Richter
Financial Adviser
About Thomas Richter - Thomas Richter is a Financial Adviser and long-standing consultant to London Private Wealth, a partner firm of Clifton Wealth Partnership. He brings more than two decades of experience advising clients in the UK, with a strong focus on delivering carefully structured, personalised financial planning.
Thomas works closely with clients to support their tax planning, pensions, savings, and investment portfolios. His advice is methodical and forward-looking, built around detailed analysis and long-term projections. He has developed a strong reputation for client retention, reflecting his consistent, relationship-led approach and focus on delivering outcomes that remain relevant as circumstances change.
A key area of Thomas's expertise is investment and pension portfolio management. He specialises in creating active, tailored investment strategies designed around each client's objectives, risk profile, and stage of life. He is also a qualified pension specialist, a distinction held by only a small number of advisers, which underpins his depth of knowledge in this area.
Cash flow modelling plays a central role in Thomas's financial planning. He uses detailed modelling and projections to help clients clearly understand how their finances may develop over time and how today's decisions can impact future outcomes. This allows advice to be both transparent and highly personalised.
Thomas's style is calm, considered, and detail-focused. He takes time to fully understand each client's goals and circumstances, ensuring every recommendation is bespoke and aligned to what matters most to them.
Areas of specialism - Thomas specialises in investment and pension portfolio management, cash flow modelling, tax-efficient planning, and long-term wealth strategies. He has extensive experience delivering tailored financial planning for clients with complex needs.
Outside of work - Outside of work, Thomas enjoys keeping active, playing golf, and following a wide range of sporting events. He values time spent with his family.